Low Doc / Alt Doc Loans

Low Doc or Alt Doc loans are designed for self-employed borrowers, business owners or applicants whose income may not be reflected through traditional PAYG documents.

Who It’s For

Self-employed applicants / small business owners
Business owners whose income is primarily from cash flow rather than PAYG wages
Applicants who have not yet completed their latest tax return
Individuals with flexible, diverse, or seasonal income patterns
Borrowers who need alternative methods of income verification

All applicants must still demonstrate a reasonable capacity to repay the loan.

Loan Types Available

Low Doc Home Loan

Low Doc Investment Loan

Self-Employed Lending Solutions

Benefits – Without Overpromising

✔ Flexible income verification options
✔ Well-suited for self-employed borrowers and non-traditional income earners
✔ Access to banks, non-banks, and specialist lenders
✔ Loan structures tailored to your personal and business circumstances

Low Doc loans are not “no income loans”. Applicants must meet responsible lending assessments.

Explore Low Doc Loan Options