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General Questions

I’m self-employed and don’t have full tax returns — can I still apply?

Yes. We offer Low Doc / Alt Doc loan solutions tailored for self-employed borrowers and business owners.

How much can I save by refinancing?

It depends on your current rate, loan structure and repayment strategy. If your rate is above market and your profile allows, refinancing can lead to significant savings — contact us for a free estimate.

Are investment loan rates higher than owner-occupier rates?

Generally yes — because purpose, rental income, LVR and risk profile differ which influence lender pricing.