Car Loans
Whether you’re buying a new car, used vehicle, commercial van or work ute, we provide a range of vehicle finance solutions from banks, non-banks and specialist asset finance lenders.
Who It’s For
1. Individuals purchasing a personal vehicle
2. Self-employed applicants or business owners
3. Borrowers looking for competitive car loan rates
4. Applicants needing flexible structures
5. Businesses purchasing commercial vehicles
Types of Car Loans
1. Secured Car Loan
Vehicle used as security
Typically lower interest rates
Ideal for new cars or well-maintained used vehicles
2. Unsecured Car Loan
No vehicle required as collateral
Higher interest rates but more flexible approval
3. Commercial Vehicle Finance
Suitable for tradespeople, self-employed borrowers, ABN holders, and businesses purchasing commercial vehicles.
Loan Structures Include
· Chattel Mortgage
· Commercial Hire Purchase
· Finance Lease
· Operating Lease
4. Electric Vehicle Finance (EV Loan)
Some lenders offer preferential interest rates for eligible electric vehicles.
Benefits
✔ lenders; Access to banks, non-banks and specialist vehicle lenders
✔ Loan terms from 1–7 years
✔ Fixed rate options
✔ Full set of commercial lending structures available
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